Financial planning for spring break

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension

Spring break is in less than a week. It is a time for you to relax, regroup and refresh. There are a lot of choices you can make about what you plan to do during that week. Here are a few things to consider that will make an impact on your financial situation:

Job Availability

If you plan to take a traditional college student spring break trip, make sure your boss knows not to schedule you. It would be stressful to spend the days right before your trip struggling to get your shifts covered, and you need to have a job to come back to show off your killer tan to your coworkers. If you are going the stay-home-and-rack-up-the-dollar-bills route, then your boss needs to know you are available for the extra hours.

Budget Changes 

You are either losing income for the time you are gone or gaining more income than normal. Either way, that needs to be reflected in your monthly budget, as well as the budget for your trip or new savings goal.

Costly Details 

When you plan for a road trip, it’s not just the gas money, it’s the wear and tear on the car that gets you closer to oil changes and other maintenance dates. When you are driving to work every day you spend more gas money. Most of the time those details aren’t a big deal but the little things add up.


There may be a paper due soon after spring break that you’ve been putting off. Consider taking the extra time to catch up or get ahead of your classes. 


This school year has been more stressful than normal, so acknowledge that some breathing room might be needed. Aim to take a breather during the break and get ready for the home stretch. Now is a great time to regroup all aspects of your life, not just financial.