There are many advantages to having good credit. Businesses might review your credit report to determine approval for a car loan, home loan, personal loan, renting an apartment or even getting a job. Additionally,...

If you are finding that you don’t have enough money to pay for your expenses, it might be time to track your spending and create a budget/spending plan. This will help you allocate your income...

College can be a great time, but it also comes with many different kinds of stressors. One of the main stresses as a college student, can be finances. Paying for college can be a difficult task to navigate...

You may not think you have much information to form your financial identity, but identity thieves can take one piece of your personal information and cause financial problems for the rest of your life.  Your...

The U.S. Department of Education announced updates to the COVID-19 Emergency Relief and Federal Student Aid Aug. 25. The pause on student loan payments has been extended through December 31, 2022.  The...

After you set your realistic budget and know which strategies you can realistically use to reach your savings goals, you are on the right path. However, staying on that path can often be one of the hardest...

Saving is a financial behavior that will always be a good habit to develop. Why you are saving will change throughout your life. There are different strategies to use depending on your savings goal.  Video...

When you are shopping online, have you noticed an option to pay in four installments rather than the total balance? On some sites, there is a button next to the pay with credit card button. This fairly...

You may not think you have much information to form your financial identity, but identity thieves can take one piece of identifying information to cause you financial problems for the rest of your life.  Your...

Whether you are a freshman, senior or graduate student, you have experience using financial aid to pay for college expenses.  Financial aid is available from the government (Department of Education)...

You have not finished college, so why do you need to learn anything about retirement? Understanding key terms about retirement planning will help you make decisions once you do graduate. Compounding interest...

In one month, approximately one-fourth of South Dakota State University students will graduate. As you work toward securing your first professional job, now is also the time to review your student loan...