The Collegian

My money is going out faster than it is coming in

My money is going out faster than it is coming in

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension November 8, 2022

If you are finding that you don’t have enough money to pay for your expenses, it might be time to track your spending and create a budget/spending plan. This will help you allocate your income...

Managing debt while attending college

Managing debt while attending college

Lorna Saboe-Wounded Head and Allison Duerre October 18, 2022

College can be a great time, but it also comes with many different kinds of stressors. One of the main stresses as a college student, can be finances. Paying for college can be a difficult task to navigate...

Financial tips: Avoid identity theft

Financial tips: Avoid identity theft

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist September 20, 2022

You may not think you have much information to form your financial identity, but identity thieves can take one piece of your personal information and cause financial problems for the rest of your life.  Your...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Federal Student Loan Payments and Forgiveness

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension August 30, 2022

The U.S. Department of Education announced updates to the COVID-19 Emergency Relief and Federal Student Aid Aug. 25. The pause on student loan payments has been extended through December 31, 2022.  The...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Writing achievable financial goals

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension April 5, 2022

After you set your realistic budget and know which strategies you can realistically use to reach your savings goals, you are on the right path. However, staying on that path can often be one of the hardest...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Strategies to Save for a Goal

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension February 1, 2022

Saving is a financial behavior that will always be a good habit to develop. Why you are saving will change throughout your life. There are different strategies to use depending on your savings goal.  Video...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Buy now, pay later apps

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension November 30, 2021

When you are shopping online, have you noticed an option to pay in four installments rather than the total balance? On some sites, there is a button next to the pay with credit card button. This fairly...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

How to avoid identity theft

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension September 15, 2021

You may not think you have much information to form your financial identity, but identity thieves can take one piece of identifying information to cause you financial problems for the rest of your life.  Your...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Managing your financial aid

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension September 15, 2021

Whether you are a freshman, senior or graduate student, you have experience using financial aid to pay for college expenses.  Financial aid is available from the government (Department of Education)...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Key information to understand retirement savings

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension April 20, 2021

You have not finished college, so why do you need to learn anything about retirement? Understanding key terms about retirement planning will help you make decisions once you do graduate. Compounding interest...

Lorna Wounded Head is the Family Resource Management Field Specialist at SDSU.

Plan ahead for loan payments post-graduation

Lorna Saboe-Wounded Head, Guest Columnist April 13, 2021

In one month, approximately one-fourth of South Dakota State University students will graduate. As you work toward securing your first professional job, now is also the time to review your student loan...

Managing your finances when you’re unemployed

Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, SDSU Extension (She/Her) March 31, 2021

The degree you have earned by attending South Dakota State University is going to do wonderful things for you, but might not happen right away. Not everyone has a job on graduation day and might experience...

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